December 6, 2014

Today, Sberbank offers a large number of different bank cards, in total there are more than 45 different types. Daily cash withdrawal limit depends on the type of card (debit, credit, gift, social) and its type (premium, platinum, gold, classic, instant issue, electronic, virtual). Usually, the more premium the type, the more funds you can withdraw from the card at an ATM or transfer to another account.
Also, the cost of its annual service (from free for Sberbank-Maestro "Social" to 10,000-15,000 rubles per year for American Express Platinum) and the terms of use are changing.

Please note that Sberbank means the period from 00:00 to 24:00 Moscow time by days.

So, in the table below you will find information on daily limits for cash withdrawal at ATMs of Sberbank and third-party banks. Just search it for your debit or credit card and you will find out the daily limit.

Cash withdrawal limits for Sberbank debit cards

(debit cards have no restrictions on withdrawing money through the cash desk of Sberbank or any other bank, but a commission of 0.5 -0.75% of the amount exceeding the limit may be charged)

Cash withdrawal limits for Sberbank credit cards

It is also important to know that for withdrawing (issuing) cash through a cashier or ATM, a commission is charged from Sberbank credit cards:

• within Sberbank of Russia / in subsidiary banks 3% of the amount, but not less than 199 rubles.
• in other credit institutions (banks) 4% of the amount, but not less than 199 rubles.

You can view the full list of limits, restrictions and commissions on your cards by downloading PDF files on the Sberbank website:

• debit cards
• credit cards

VTB24 cardholders can view cash withdrawal limits.

Sberbank, like any other bank, imposes restrictions on cash withdrawals from cards. The maximum possible withdrawal amounts are limited by limits, and in some cases the bank will withhold a commission. The daily limit is valid until the end of the current day (up to 24 hours), so that at the first hour of the night it is restored again. When withdrawing funds abroad, it is necessary to take into account the bank's currency conversion rate and additional commission. By the way, not all Sberbank cards are serviced abroad.

Be especially careful when withdrawing cash from credit cards. Regardless of what funds (own or on account of a loan) you withdraw, the bank will withhold an average commission of 3% (at least 390 rubles) at its ATMs (or cash desks) and 4% (at least 390 rubles) at ATMs and cash desks of other credit institutions (in some cases, the commission is slightly different, see the details in the table below).

Limits and commissions for cash withdrawals on credit cards of Sberbank

On credit cards, the daily limit for withdrawing money at ATMs and at the cash desks is limited, and the maximum limit at the cash desks is also the total (cumulative) - do not confuse it with the credit limit. Thus, having withdrawn 50 thousand rubles from the classics from an ATM per day, you can get another 100 thousand rubles at the bank's cash desks. Other banks are subject to a general restriction on the withdrawal of funds at their cash desks and ATMs.

Debit card cash withdrawal limits and fees

For budget cards:

• the monthly issuance limit is 100,000 rubles. (3,000 dollars or 2,500 euros) for cards. For the rest (Maestro, Visa Electron, and "Student", as well as PRO100 "STANDARD") - 500,000 rubles. / 16,000 US dollars / 12,500 euros;
• daily limit (at an ATM and at the cash desk) 50,000 rubles. ($ 1,600 or € 1,200);
• per day in other regional banks: 50,000 rubles. ($ 1,600 or € 1,200);
• the daily limit in ATMs of other banks is 50,000 rubles. ($ 1,600 or € 1,200) - excluding momentums;
• there is no limit at the cash desks of other credit institutions (transactions are not provided).

Some cards do not have accounts in foreign currency.

For classic cards, the following limits are:

• Per month: 1,500,000 rubles. (50,000 dollars or 37,500 euros);
• Per day at cash desks and ATMs: 150,000 rubles. (6,000 dollars or 4,500 euros);
• In other people's ATMs: 150,000 rubles. (6,000 dollars or 4,500 euros);
• At the cash desks of other banks: not provided.

The classics include all Visa Classic and MasterCard Standard cards, including contactless, co-branded (Aeroflot and MTS), Youth, Olympic and charity Visa Classic “Give Life”.

For Gold cards (all gold debit cards without exception):

• Per month: 3,000,000 rubles. (100,000 dollars or 75,000 euros);
• Per day at cash desks and ATMs: RUB 300,000. (12,000 dollars or 9,000 euros);
• Per day in other territories. banks without a card: 50,000 rubles. ($ 1,600 or € 1,200);
• In other people's ATMs: 300,000 rubles. (12,000 dollars or 9,000 euros);

All Platinum cards are impressive in their limits:

• Per month: 5,000,000 rubles. (170,000 dollars or 125,000 euros);
• Per day at cash desks and ATMs: RUB 500,000. (12,500 dollars or 10,000 euros);
• Per day in other territories. banks without a card: 50,000 rubles. ($ 1,600 or € 1,200);
• In other people's ATMs: RUB 500,000 (12,500 dollars or 10,000 euros);
• At the cash desks of other banks: absent.

Operations with currency without additional commission are available only on cards with a foreign currency account, but you will most likely not be able to withdraw it from Sberbank ATMs - you simply will not find such (even in Moscow, what can I say about other cities). Except to look at airports. But this can be done at the checkout - through the POS terminal. After authorization (entering the PIN code), the operator will give you the required amount. You can withdraw currency from a ruble card in the same way, but at the bank's conversion rate. In principle, you can look for ATMs of third-party banks filled with dollars / euros, but the commission will be impressive.

Please note that you will not be able to withdraw funds from the ATM more than the allowed limit, this is available only at the cash desks for an additional percentage (see the table with commissions).

If you want to significantly exceed the daily limit, then there are several absolutely legal methods that can be found in the article at the link above.

The tables do not indicate the amount of additional commission that a subsidiary or someone else's bank will take (check it in advance). The list of subsidiary banks can be found on the official website of Sberbank.

Are you interested in the current limits for cash withdrawals from a Sberbank card? We will tell you how much you can withdraw yourself from remote service devices or directly at a branch.

Bank policy

As in most banking organizations , Sberbank has certain restrictions that relate to the withdrawal of cash from a plastic card account. This is due to the fact that such products are mainly intended for convenient non-cash payments, and we need less and less cash every day.

But sometimes there are situations when it is necessary to make any payment or transfer in cash. And here you need to know in advance exactly how much money you can “painlessly”, i.e. withdraw from the account without additional commission.

We draw the attention of our readers to the fact that the card limit will depend on its type and status. The higher the status of "plastic", the more money you can get your hands on.

Unfortunately, it is impossible to unequivocally answer the question about the limits, because as of this day there are about 30 different card products in Sberbank of Russia. And if you need to find out the tariffs for a specific program for which you are served, then you need to look for this information in the agreement, or on the official website of the bank, or find out from the employee in person at the office or by calling the hotline.

Also, detailed information is in the plate below:

How much can be withdrawn per day from a Sberbank card?

Now we will take an example of the tariffs that will apply to different types of card products:

Debit cards:

1. Maestro and Visa Electron - up to 50,000 rubles. / USD 1,600 / EUR 1,200 per day through the terminal, at the bank - RUB 50,000. or the equivalent in foreign currency. The monthly limit is up to 500,000 rubles. / 3,000 USD / 2,500 €;
2. Social and Student - you can get up to 50,000 rubles per day. The monthly limit is 500,000 through cash desks and ATMs;
3. Classic card Visa and MasterCard - through the terminal up to 150,000 rubles. / 6,000 USD / 4,500 € per day, at the cash desk - 150,000 rubles. or the equivalent in foreign currency. The monthly limit is up to 1,500,000 rubles. / 50,000 US dollars / 37,500 euros;
4. Youth - you can cash out up to 150,000 rubles per day. The monthly limit is 1,500,000;
5. Gold card - up to 300,000 rubles. / USD 12,000 / EUR 9,000 through a terminal per day, at a bank branch - RUB 300,000. or the equivalent in foreign currency. The monthly limit is up to 3,000,000 rubles. / 100,000 US dollars / 75,000 euros;
6. Platinum card - you can cash out 500,000 rubles per day. / 12,500 USD / 10,000 €, at the bank - 500,000 rubles. or the equivalent in foreign currency. The monthly limit is up to 5,000,000 rubles. / 170,000 US dollars / 125,000 euros.

Credit cards:

1. Classic - you can get no more than 50 thousand rubles, at the checkout - no more than 150 thousand. The general limit per day is 150 thousand rubles;
2. Gold - no more than 100 thousand rubles can be cashed at an ATM, at the cash desk - no more than 300 thousand. The general limit per day is 300 thousand rubles;
3. Platinum card - you can withdraw 200,000 rubles per day. / 7,500 US dollars / 5,000 €, at the bank's cash desk - 600,000 rubles or 20 thousand US dollars or 15 thousand euros. The monthly limit through cash desks and ATMs is 600,000 rubles or 20,000 US dollars or 15,000 euros.

Remember that for withdrawing cash from a credit card at Sberbank ATMs, you will have to pay a commission of 3% of the withdrawal amount, but not less than 390 rubles. And if you cash out a loan at someone else's ATMs, then 4% of the amount, and also at least 390 rubles. And at the same time, such an operation will not apply.

You might be interested in these articles:

• Limit / restriction on cash withdrawals at Sberbank ATMs: maestro mastercard visa
• Restriction on cash withdrawals from ATMs
• Credit card withdrawal fee

Withdrawal limit exceeded, what should I do?

If you have exceeded the daily limit on the Sberbank card, but you need additional funds, then you can leave your application by phone number. You can also immediately contact the department and get the funds you need at the checkout.

What if you need to withdraw a large amount of money from your account? You need to contact the bank branch where you are served in advance and order this amount, it is advisable to visit the branch 2-3 days in advance.

This is due to the fact that, as a rule, large amounts are not stored in offices, and if you need them, you need to order and bring them from a special storage. We recommend that you take care in advance so that you can easily receive funds in your hands.

The list of Sberbank cards includes more than 40 types of cards: for each of them, the Bank's Policy provides for restrictions and limits on cash withdrawal.

Restrictions at ATMs and Sberbank terminals

The maximum possible sums for withdrawing cash from ATMs and terminals of "Sberbank" are limited by limits, and in some cases the bank will withhold a commission. There are restrictions on withdrawals both per day and monthly. The day is calculated according to Moscow time: from 00 to 24.00. In foreign terminals "Sberbank" will deduct an additional commission from you, do not forget about the difference in currency conversion.

Limits for credit and debit cards vary. The higher the status of the card, the more favorable the offered conditions.

At an ATM or terminal of "Sberbank" you will not be able to withdraw funds above the permitted limit of 50,000 rubles for one operation. In order to withdraw from the card above this threshold, contact the department directly.

Limits on cash withdrawals from Sberbank cards

The daily limit for cash withdrawals from a Sberbank card differs as follows:

1. 500 thousand rubles, or 12.5 thousand dollars, or 10 thousand euros for Visa Platinum and MasterCard;
2. 300 thousand rubles, or 12 thousand dollars, or 9 thousand euros for Visa Gold and MasterCard Gold;
3. 150 thousand rubles, or 6 thousand dollars, or 4.5 thousand euros for Visa Classic and MasterCard Standart;
4. 50 thousand rubles, or 1.6 thousand dollars, or 1.2 thousand euros for Maestro Momentum, Visa Electron, "Social", "Student".

Limits and commissions for withdrawing cash from different types of Sberbank cards

The maximum amount that you can withdraw at a time from cards that are issued in Kazakhstan, Belarus and Ukraine in the subsidiaries of the Bank:

• Maestro and Visa Electron 50,000 rubles($ 1,600, € 1,200);
• For premium cards (types of VISA \ MasterCard: Classic, Gold, Platinum) the limits are higher: 150,000 rubles in national currency - for Visa Classic and MasterCard Standart, 300,000 rubles. - for Visa / MasterCard Gold, 500.000 - for Visa / MasterCard Platinum.
• other cards - 150,000 rubles($ 6,000).

Monthly limit for cash withdrawal at the cash desk

Compared to ATMs, you can get cash at a branch within a month for more impressive amounts. But here, too, there are restrictions on the type of cards.

• Visa Platinum, Platinum Master Card- 5,000,000 rubles (170,000 USD, 125,000 EURO) per month;
• Visa Gold, Gold Master Card- up to 3,000,000 rubles (100,000 USD, 75,000 EURO) per month;
• Visa Classic, MasterCard Standart, MIR- 1.500.000 rubles (50.000 USD, 37.500 EURO) per month;
• Maestro, Visa Electron, PRO100 "Standard"- 500,000 rubles (16,000 USD, 12,500 EURO)