Sberbank serves more than half of the Russian population. Therefore, almost everyone is interested in the financial proposals of the bank in general and Sberbank debit cards for individuals in particular. Let's take a closer look at what their terms of use are, how much maintenance and release costs and what reviews are left by customers who have already managed to evaluate the quality of a plastic product.

A debit card is a payment instrument used to pay for goods and services provided, as well as to cash out funds. The main task of the Sberbank card is to store the owner's money and make it possible to use it when required. All funds belong to an individual and are equated to term deposits, which means that their safety is guaranteed by the Deposit Insurance Agency. But the card itself belongs to a banking institution.

Classic debit

• Service cost - 750 rubles.
• Can be ordered individual design Sberbank cards.
• Contactless payment by card or smartphone.

Gold with privileges

• Service cost - 3000 rubles.
• Privileges and discounts from Visa and MasterCard.
• Issue of additional cards is possible.

The second group of Sberbank debit cards includes those giving increased bonuses in the "Thank you" program or focused on certain categories of expenses, for example, travel.

Aeroflot for travelers

• Service price - RUB 900 for the first year.
• Accrual from 1 to 2 miles for every 60 rubles spent.
• It is possible to issue in US dollars or Euros.

The third group of debit cards for individuals includes those aimed at a specific category of customers or a specific task. At the time of this writing, this includes the following cards.

Give life to charity

• The cost of servicing with Sberbank - 1000 rubles in the first year.
• 0.3% from each purchase is donated by an individual and another 0.3% is added by Sberbank
• 50 of the cost of the first year of service goes to a charitable foundation.

Sberbank debit cards with free service

For individuals, Sberbank in 2017 offers several cards with free service. The first is social. Pensioners who receive their pension on it do not pay for it. State employees who receive salaries can also be exempted from payment if this is provided for by the salary project. Another type is called Momentum with instant delivery. It is free, but there are a number of restrictions on its action. You can learn more about these free cards by following the links.

How to make an online application

The bank does not put forward any special requirements to an individual. Everyone can apply for a Sberbank debit card by online application on the official website. Of the documents, only a passport of a citizen of the Russian Federation is required. You need to decide on the payment system, choose Visa or MasterCard.

The online application form itself consists of 3 steps. On the first, basic information is entered: full name, citizenship, city of residence and mobile phone number. On the second, you will need to enter data from the documents of an individual. On the third, you need to choose the address of the branch where it will be convenient for you to pick up your debit plastic.

Sberbank is one of the most popular banks in Russia. Today, many Russian citizens have cards of this credit institution. But the variety of debit cards on offer here leads to the fact that many do not know which card product to choose.

Advantages and disadvantages of Sberbank debit cards

Before understanding the conditions of various Sberbank debit cards, it is important to study their general advantages and disadvantages. Among the advantages of this product, the following are usually distinguished:

1. Simple and fast registration. To open a debit card, you just need to contact a Sberbank branch with a passport. An important condition is the presence of permanent or temporary registration.
2. Ease of use, the ability to set up automatic transfer of utility bills and a mobile phone.
3. Debit bank cards help keep funds safe while traveling and when traveling to other cities. Today you can withdraw money in almost any city in the world. If during the trip they run out, the card can quickly and easily be replenished by relatives or friends.
4. Possibility to use a debit card account for salary and pension payments.
5. Most of the cards offered by Sberbank allow you to make payments on the Internet.
6. Availability of the bonus program Thank you. In the case of payments for goods and services with a card, special points are credited to it, which can subsequently be spent on purchases.
7. There are debit cards, on the balance of which income is accrued in the form of interest.

Despite the significant number of advantages, a number of disadvantages of the considered banking product can also be distinguished:

1. Not all small retail outlets are equipped with terminals; for purchases in such places, you will have to first withdraw cash from the card at an ATM.
2. Most card products have a paid service.
3. If you withdraw money from an ATM of another bank, there will be a commission. But for Sberbank, this minus is not very relevant, because a huge number of its ATMs are installed throughout the country, including in small settlements.
4. There is a limitation on withdrawals. You can rent no more per day than is established by the contract.
5. Despite the fact that money on debit cards is more secure than cash, they are often subject to hacker and fraudulent attacks.

In fact, most of the shortcomings can be easily overcome if you know about them.

Types, tariffs and conditions of service for debit cards

To understand which debit card to choose from Sberbank, it is important to carefully study all existing offers. Most of them can be opened in rubles, dollars or euros. However, those who need a currency debit card should know: Gift of Life and MIR cards can only be opened in rubles.

Instant cards are international debit cards with free service. It will take a little time to get them. It is enough to go to the Sberbank branch with a passport, sign an agreement and pick up your card in 10 minutes.

The card is available from the age of 14. An important condition is the presence of a permanent or temporary registration. The card is not personalized. Its validity period is three years. It should be borne in mind that it is impossible to tie any additional momentum to Sberbank. For non-cash payments, Sberbank calculates the so-called bonuses, which are called Thank you.

The most popular are traditionally classic cards. They offer the best combination of cost and quality. The main conditions of Sberbank for classic cards are as follows:

1. The validity period for a Visa, as well as a Mastercard, is three years, for MIR cards - five years.
2. The service fee for the first 12 months is 750 rubles, then you will have to pay 450 rubles annually.
3. The debit card limit for wire transfers is 500 thousand rubles within 24 hours, for cash withdrawals - 300 thousand.

Cards of this type allow you to carry out calculations with just one touch to the terminal.

Gold debit cards

Gold cards demonstrate the high status of their holders. They provide an expanded range of services combined with benefits. Annual maintenance of gold cards costs 3,000 rubles. Now there is a promotion for Sberbank gold cards - the first year with a 50% discount, that is, the service will cost only 1,500 rubles in the first year.

The age limit for Gold cards has been increased - they can be obtained no earlier than eighteen years old. However, the owner of the main card can order an additional card for children from the age of seven.

Give life classic debit card

The Gift of Life card allows you to help seriously ill children. Sberbank transfers money to a charitable foundation in the amount of a small part of the amount spent by the owner of such a card on purchases. Moreover, the bank transfers to the donation half of the amount spent by the client in payment for the first 12 months of service. According to the tariffs, the owner pays 1,000 rubles for this period. Subsequently, maintenance will cost 450 rubles for every 12 months.

Such cards participate in the Thank You bonus program. At the same time, reaching the size of all purchases of 15 thousand rubles in the current month allows you to count on an increased bonus in the next.

Sberbank offers pensioners a profitable product - a free debit card. An application for the transfer of pension payments to the card can be filled out directly at the bank branch. To do this, you will need a certificate from SNILS.

Among the benefits of the product in question are the following:

• comfortable receiving a pension regardless of the post office's working hours and without queues;
• accrual of income on the balance of funds on the card at a rate of 3.5% per annum;
• mobile bank on preferential terms - three months service is free, then thirty rubles.

Best VISA debit card with bonuses

The best debit card of Sberbank is Visa Platinum. It is enough to issue it to get a number of advantages:

• highest status card;
• Thank you bonuses up to twenty percent;
• additional discounts from Visa - 20% for a business class taxi, for rental of transport, and packing of luggage.

Servicing a Sberbank debit card of the type in question will cost 409 rubles per month. At the same time, the employees of the credit institution claim that for monthly settlements in the amount of more than fifteen thousand rubles, the amount of bonuses will exceed the service fee.

VISA card with individual design

For those who strive to be different from others in everything, Sberbank offers to order a card that will be made according to an individual design. Instead of the traditional drawing, any image chosen by the client is applied to it. You can issue it directly via the Internet. At the same time, the future owner is offered three types of images to choose from:

1. photos from the client's computer;
2. photos from social networks;
3. image from the Sberbank gallery.

Service will cost 750 rubles for the first 12 months and 450 for the following. For an individual design, you will have to pay 500 rubles.

Sberbank has developed favorable conditions especially for young people (from 14 to 35 years old). It is enough to issue a youth card to receive bonuses up to 10% of the purchase amount. Subsequently, these bonuses can be used as a check discount. The only condition is that its size cannot exceed 99% of the total amount presented for payment.

The cost of servicing youth cards is one of the lowest - only 150 rubles for 12 months. This type of card supports contactless payment. Moreover, today it is not necessary to always carry a card with you. Any payments can be made from the phone.

Salary debit card

Within the framework of the salary project, upon concluding an agreement between the bank and the organization, the employees of the latter have the right to receive a salary debit card. In this case, the bank provides clients with the most favorable conditions. Most payroll cards are issued free of charge, that is, they are cards with no annual service.

Additionally, holders of salary cards receive a number of benefits:

1. more favorable lending conditions;
2. the ability to quickly withdraw funds anywhere;
3. comfort of managing funds via a mobile phone or the Internet.

Review: is it worth getting a Sberbank debit card?

Should I apply for a debit card at Sberbank? This question arises for everyone who chooses a credit institution. For many, the choice falls on Sberbank as the most popular bank in Russia. Feedback from the owners makes it possible to understand that the main advantage of this credit institution is a huge branch network, as well as the prevalence of ATMs.

However, the ease of use should not always make the choice of the client in favor of the bank. Do not forget about the benefits of cards. Sberbank offers a huge variety of programs with quite acceptable tariffs.

At the same time, the terms of the Thank you bonuses are not the most favorable. Firstly, too little part of the purchase is returned under the program. Secondly, virtual bonuses are credited. Of course, they can be used in future calculations. But not all sellers participate in the program. At the same time, many other banks offer real money back. It is on this principle that debit cards with cashback offered by various credit organizations work. For example, Tinkoff Bank has such a product.

It is important to carefully study the pros and cons, as well as all types of debit cards from Sberbank and other credit organizations. Only in this case you can be sure of the correctness of your choice.

The Sberbank card is a fairly popular and well-known banking product in the Russian Federation. Few people do not have it now, because it is necessary to carry out most of the monetary transactions: money transfers, receiving salaries, pensions, material assistance. The percentage of the population who does not yet have such a thing in their wallet will be very interested in this article. It is about what banking products are in Sberbank, about the main differences between debit cards and credit cards and other information about the conditions of use, bonuses, services and what documents are needed for registration.

What do you need to get a card at Sberbank?

In order to make a Sberbank card, a future user should go to a manager at any branch. Basic requirements, how to order and open a card:

• age from the full 18 years (except for the "Molodezhnaya" card - it can be received from the age of 14);
• Russian citizenship;
• registration in the Russian Federation.

If all this is completed, then you should familiarize yourself with the list of required documents:

• it is imperative to take an identity passport;
• 2-NDFL - about income, pensioners - from the Pension about the amount of pension;
• at the branch of the bank, you must provide a document that confirms the client's solvency - work book, contract, etc.;
• document confirming labor activity: a copy from the work book, contract, certificate of registration of individual entrepreneur, etc.

If the client already receives a salary on a Sberbank card, information about work activities does not need to be provided. This simple procedure takes 3 to 2 weeks. The only exception can be named products and products with a unique design. But before asking about the documents, the conditions for obtaining a Sberbank card, and how to do it, you need to choose the product according to the requirements in accordance with the subsequent operation, ask how much it costs.

The assortment in Sberbank of Russia is very large, consider the types of new banking products:

1. Debit - allow you to receive funds to your account, send, send, make non-cash payments for goods. These include the Sberbank salary card.
2. Credit - have the user's personal funds, as well as the amount of the bank's money - the credit limit, which must be repaid on time. The principle of work is the same as with a loan: you took the money and repaid it on time. Otherwise, a penalty fee will be charged on the card account.
3. Individual - in fact, this is a Sberbank debit card with an original design with an additional payment for a unique style. You can order such a Sberbank card online through the website.
4. The salary is also considered a debit one, which is ordered by employers to transfer funds to employees.

The most requested debit product of the bank is the Sberbank Maestro salary card of the MasterCard and Visa systems. Company employees are not often interested in how to get this product. As a rule, employers arrange them for their employees free of charge by signing an agreement with a bank. Each of them has its own characteristics and limitations. If the user often buys goods through the network, it will be more profitable for him to use the product of the "Visa" system.

In addition to the salary "Maestro", there are also 2 types of it:

• debit card of Sberbank "Social" for citizens of the country who receive state financial assistance and for pensioners;
• "Student" of Sberbank of Russia for students, graduate students.
  Such goods are ordered to pay for products by bank transfer, cash out at an ATM and store funds.

If the user needs banking products of a wider range of activities, and he knows how to open a card, then he should create an application for the creation and issue MasterCard Standard or Visa Classic products. They are very handy when traveling abroad. When paying with them, withdrawing money at any ATM that supports the Visa and MasterCard payment systems of different countries abroad, it does not matter what currency the funds are in, the bank independently converts rubles into the currency that is needed. With them, you can quickly make any purchases on the Internet.

They also exist in preferred versions with the Gold mark. They differ not only in terms of use, but also in appearance. These ordered cards have a catchy look, thereby confirming the status of the owner. With this card, many stylish stores offer customers substantial discounts on expensive purchases. Having received this Sberbank card, its service per year will cost 3,000 rubles, however, given all the advantages and benefits, the cost can be neglected.

For bank users who often use the services of air companies, there are Visa Aeroflot Classic and Visa Aeroflot Gold. By paying for the ticket through these systems, the client receives bonuses to his account, for which it will be possible to purchase a plane ticket. And for connoisseurs of art, in particular theaters, you should apply for a Sberbank Visa Classic "Golden Mask" card - this product allows you to get good discounts on tickets, there is a system of accumulating bonuses and the likelihood of participating in promotions.

Price

Sberbank bank cards are free and paid. You can get a card absolutely free of charge at Maestro Momentum Sberbank. Only a statement of extreme operations will be paid for using it, the cost is 15 rubles.

"Social" is also done for free. Expiration date - 3 years from the date of registration. All operations are not additionally paid.

"Student" will cost a student 150 rubles a year. Extracts, as with Momentum, are 15 rubles.

You can get a Visa Electron and Maestro Sberbank card at a price of 300 rubles. per annum for service. If such a card is lost for some reason, you can suspend its validity absolutely free of charge. All elite products, such as "", "Aeroflot", "Golden Mask", "MasterCard Standard" and others, in the year of opening - 750 rubles, then 450 rubles per year. How much is any other product of interest, you can ask the bank or online.

Credit card service cost:

1. MasterCard / Visa Gold - up to 3,000 rubles.
2. Classic Momentum visa - 0 rub.
3. MasterCard Standard Momentum - 0 rub.
4. MasterCard / Visa Standard / Classic - up to 750 rubles.
5. Visa Gold / Classic "Give life" - up to 3,500.

The price of branded products depends on your credit history and other factors. It makes it much easier to shop and transfer money from abroad. With such a card, you do not need a four-digit password, instead you need a passport proving your identity.

A registered Sberbank card is issued in the same way as any ordinary credit or debit card of Sberbank. It can be done by every citizen of the Russian Federation who has reached the age of majority. From the documents you will need a passport, a certificate of income, an application and a copy of the work book. Also, this card can be ordered over the Internet online. When registering, you just need to tell the manager what kind of design you need. It can be very diverse. It will take up to two weeks to issue an individual card with the owner's name embossed. Due to the fact that it has auxiliary degrees of protection, it will cost more in cost than ordinary ones.

Features of the design of virtual cards

At Sberbank, you can make a virtual card by phone. To do this, you need to call the call center of the bank's support service. Such a card is issued if the person who wants to issue it is already a client of the bank - he has a debit card with additional connected services, such as Sberbank Online and Mobile Banking. Upon completion of the registration of the card, the manager will call the virtual card number, and the CVC2 code will be sent to the phone via SMS. Such a bank card of Sberbank is issued for making payments. Its service is paid from a debit card - 60 rubles. in year.

Additional services for cards

Sberbank is a bank that takes care of its customers, and various services are created for the convenience of using banking products. These include the "Mobile Bank" - a system with which you can track your money transfers and transactions. An SMS message comes to the phone. This is a paid service, which is best connected immediately with the registration of the card.

There is also such a service as Sberbank Online. It is suitable for more advanced bank clients. A personal client profile is created on the bank's website, which displays all information about cards, accounts and other bank services. Here you can pay for cable TV, pay utility bills, deposit money into games and more.

If a client urgently needs a Sberbank card, the fastest way is to order it via the Internet. For this, an online application is created. Thus, you can get a debit with an individual design or a credit card. When a call comes from a bank with approval for the issuance of a certain banking product, it is best to prepare the necessary documents in advance and go to the bank branch already prepared. This will greatly speed up the process. It is convenient, profitable to order Sberbank cards online - a significant time saving.

Today Sberbank offers its customers a wide range of bank cards. They differ in cost, functions, service conditions, limits, etc. A special place in the system is occupied by Sberbank debit cards with free service. Despite their limited capabilities, they are popular among the bank's clients. Now Sberbank issues two types of free cards - Momentum and Maestro Social (Pension).

Maestro "Social"

The free banking product Maestro "Social" is distinguished not only by the absence of an annual service fee, but also by the presence of a deposit function. The funds held in the account are charged every three months 3.5% per annum. Pensioners, as well as other clients who have reached the age of 14, can receive a Sberbank card free of charge for individuals. You can open an additional card for a person from 7 years old.

The main advantages of the product include the following features:

1. Free to use, design and reissue. The bank will take a commission for reissue only due to a change of name, loss of the plastic itself or PIN-code.
2. Plastic comes with a chip, which allows non-cash payments for goods and services, both in Russia and in other countries. With the CVC2 / CVV2 authentication code, purchases can be made online.
3. Cash withdrawal from a Sberbank ATM, as well as through the cashier free of charge within the established limits. You can cash out 50,000 rubles per day without commission. There are no restrictions on replenishment.
4. When registering in the Sberbank Online system is open the ability to connect bonuses "Thank you" for non-cash expenses.
5. The first two months are free of charge for the mobile bank. When leaving the service, only 30 rubles are paid monthly.

If you need to open a Sberbank card for free, you should take into account a number of restrictions on its use. These include:

• cash withdrawals are available only in Russia;
• if the daily limit is exceeded, withdrawal is allowed with payment of a commission of 0.5%.
• lack of the possibility of calculating wages;
• the card number consists of 18 characters and may not be accepted in all online stores due to the installed 16-digit system.

Despite some limitations, Maestro Social perfectly replaces a passbook, provides access to cash without visiting bank branches, and the accrued interest can cover the small costs of paying for SMS notifications.

Momentum

When studying how to get a Sberbank card for free, it is worth considering that Momentum is issued in two types: Visa Classic and Mastercard Standard Momentum. The card is not personalized.

Of course, this product also has its own characteristics. It should be noted here:

• Free clearance, annual service and Momentum replacement;
• the ability to connect to the bonus program and cashless payments in stores and organizations;
• the issuance of plastic takes place on the day of contacting the Bank's branch;
• issued for 3 years in rubles, dollars or euros.

The absence of the owner's name on the plastic excludes the possibility of using the card in other countries and subsidiaries of Sberbank. The following restrictions are also set:

• limits on cash withdrawals per day are 50,000 rubles, 1,600 dollars and 1,200 euros.
• it is not allowed to receive cash in other countries;
• the issue of an additional card is not provided.

Registration and receipt of a free card

If you have a question about how to get a Sberbank card for free, you need to personally contact the Bank's branch. The procedure is not carried out online and by proxy. You must have a passport with permanent or temporary registration. You can get plastic:

• Russian citizen;
• foreign citizen;
• a stateless person.

The department from you will accept a signed application for release. If the card is of the Momentum type, then the plastic will be issued immediately with all the details. In the event that a free Sberbank card will be used to calculate a pension or other social benefits, it will take up to 10 days to receive it. If you leave your contact phone number at the bank, then at the time of delivery to the branch, you will receive a message about this.

Maestro "Social" can be received personally by the owner or by a representative by a notarial power of attorney. The power of attorney must necessarily reflect the right to receive a card and an unopened PIN envelope.

Sberbank debit cards. Types, cost of service, limits and features of debit cards in Sberbank payment systems Mastercard, Visa and Mir in 2019.

Sberbank of Russia in 2019 offers debit cards of Visa, MasterCard and MIR payment systems. Depending on their needs, customers can choose classic, gold or platinum debit cards of Sberbank. The line includes mileage cards for travelers, charities, as well as free debit cards for seniors.

Sberbank debit cards: cash withdrawal limits

Debit card limit is a restriction on cash withdrawals from Sberbank at an ATM or through a cashier. Sberbank has set different limits on cash withdrawals for different types of debit cards. There are limits on cash withdrawals per day and per month.

Cash withdrawal limit from Sberbank debit cards per day

Limits for cash withdrawal from Sberbank debit cards per month

The commission for withdrawing cash in excess of the daily limit through the cash desks of Sberbank is 0.5% of the amount exceeding the limit.

Unauthorized overdraft fee: 40% per annum

Sberbank cards: service cost 2019

The cost of servicing Sberbank debit cards differs for different products. Platinum cards have the highest annual service fee, while classic cards have the lowest.

Sberbank debit cards: types and features

Types, limits, service costs and features of debit cards in Sberbank of MasterCard, Visa and MIR payment systems for 2019.

Free debit cards of Sberbank

Sberbank debit cards are also issued without annual service, for example, special for pensioners or for clients of the Sberbank Premier package.

Instant cards "Momentum"

Sberbank cards without annual service

Free instant cards of Sberbank, which can be obtained at any branch of the bank in 10 minutes. You can pay not only in stores, but also on the Internet and abroad. To get it, it is enough to be over 14 years old, as well as to have a permanent or temporary registration on the territory of Russia.

Terms of use

Payment system: Visa, MasterCard;

Card validity period: 3 years;

Registration of additional cards: no;

Contactless payment: no;

Cash withdrawal limit:

- per month: 100,000 rubles. / 3,000 US dollars / 2,500 euros;

- per day: 50,000 rubles. / USD 1,600 / EUR 1,200;

Pension card of Sberbank MasterCard / MIR

Free Sberbank cards for pensioners

These debit cards of Sberbank are designed to receive pensions and new opportunities for an active life for the elderly. The owner of this card gets access to many discounts and bonuses THANKS. Moreover, it is Sberbank card with interest on the balance.

Terms of use

Payment system: MasterCard, MIR;

Card account currency: rubles;

Card validity: 3 years

Contactless payment: no;

Maintenance cost: free;

Preferential mobile bank: the first 2 calendar months are free, then 30 rubles per month;

Interest on the account balance: 3.5% per annum on the card balance;

Cash withdrawal limit:

- per month: 500,000 rubles

- per day: 50 000 rubles

Amount of bonuses: 0.5% bonuses from each purchase.

Classic cards Visa Classic / MasterCard Standard / MIR

Sberbank debit cards with cashback

Classic Sberbank cards are a whole range of services and a low annual cost of service. They can be obtained by citizens aged 14 and over for the main card and from 7 years old for additional cards (for MIR cards, the age from 14 years), who are registered in Russia.

Terms of use

Payment system: Visa, MasterCard, MIR;

(for MIR cards only rubles);

Card validity period: 3 years;

Service cost: 750 rubles per year (for MIR cards in the first year 750 rubles, in subsequent years 450 rubles);

Cash withdrawal limit:

- per month: 1,500,000 rubles. / 50,000 US dollars / 37,500 euros (for MIR cards 1,500,000 rubles);

- per day: 150,000 rubles. / 6,000 US dollars / 4,500 euros (for MIR cards 150,000 rubles);

Registration of additional cards: yes (for MIR cards - no);

Contactless payment: yes;

Bonus program "Thank you from Sberbank": yes;

Amount of bonuses: 0.5% bonuses from each purchase.

Individual design cost: 500 rubles

Gold cards Visa Gold / MasterCard Gold / MIR

Privileged debit cards of Sberbank

Privileged debit cards of Sberbank mean a high level of service, an expanded range of services, as well as advantageous offers and discounts. They can be obtained by citizens aged 18 and over for the main card and from 7 years for additional cards registered in Russia.

Terms of use

Payment system: Visa, MasterCard, MIR

Card account currency: rubles, US dollars, euros (MIR - rubles)

Card validity: 3 years (MIR - 5 years)

Service cost: 3,000 rubles / 100 USD / 100 euros

Cash withdrawal limit:

Contactless payment: yes

Bonus program "Thank you from Sberbank": yes

The amount of bonuses: 0.5% bonuses from each purchase, up to 20% from program partners.

Debit card Visa Platinum: card with big bonuses

Sberbank card with cashback up to 10%

The Visa Platinum debit card is called the “Card with Big Bonuses” for a reason.

Its use allows you to return up to 10% of the cost of purchases with "THANKS from Sberbank" bonuses, which, in essence, is a cashback.

Terms of use

Payment system: Visa;

Card account currency: rubles, US dollars, euros;

Card validity period: 3 years;

Service cost: 4,900 rubles / 100 US dollars / 100 euros;

Cash withdrawal limit:

Contactless payment: yes;

Bonus program "Thank you from Sberbank": yes;

Amount of bonuses:

- 10% bonus THANKS when paying at gas stations, Gett and Yandex.Taxi;

- 5% when paying in cafes and restaurants;

- 1.5% when paying in supermarkets;

- 0.5% for all other purchases.

Visa and MasterCard youth cards

Especially for young clients under 25, Sberbank offers a debit card with which you can buy more: up to 10% of the purchase amount is "returned" to the account in the form of THANKS bonuses.

They can be spent on new purchases.

Terms of use

Payment system: Visa and MasterCard

Card account currency: rubles

Card validity: 3 years

Service cost: 150 rubles

Cash withdrawal limit:

- per month: 1,500,000 rubles

- per day: 150 000 rubles

Bonus program "Thank you from Sberbank": yes

Amount of bonuses: 0.5% bonuses from each purchase.

Contactless payment: no.

Individual design: 500 rubles at registration.

Sberbank miles cards for travelers

Sberbank miles cards can be convenient for those who fly on airplanes. Pay with a card and get miles to your account in the Aeroflot Bonus program miles for every 60 rubles spent from the card. / 1 $ / 1 €.

Redeem miles for Aeroflot and SkyTeam flights, upgrade your service class and buy goods and services from program partners.

Aeroflot Visa Classic cards

Sberbank debit card for travelers

A classic bank card that allows you to accumulate and exchange the accumulated Aeroflot Bonus miles for an award ticket of Aeroflot or SkyTeam airlines. Can be issued in US dollars and Euros.

Terms of use

Bonuses: 1 mile for every 60 rubles spent from the card. / 1 dollar / 1 euro.

Payment system: Visa

Card account currency: rubles / US dollars / euro

Additional card issuance: yes

Contactless payment: no

Validity of cards: 3 years

Maintenance cost: 900 rubles / 35 dollars / 35 euros per year

Cash withdrawal limit:

- per month: 1,500,000 rubles. / 50,000 USD / 37,500 EUR

- per day: 150,000 rubles. / 6,000 USD / 4,500 EUR

Bonus program "Thank you from Sberbank: no

Aeroflot Visa Gold cards

Sberbank gold debit card for travelers

A gold bank card that allows you to accumulate and exchange the accumulated Aeroflot Bonus miles for an award ticket of Aeroflot or SkyTeam airlines. Discounts and privileges from the Visa payment system.

Terms of use

Bonuses: 1.5 miles for every 60 rubles spent from the card. / 1 dollar / 1 euro.

Payment system: Visa

Card account currency: rubles, US dollars, euros

Card validity: 3 years

Contactless payment: yes

Maintenance cost: 3500 rubles / 120 dollars / 120 euros per year

Cash withdrawal limit:

- per month: 3 million rubles. / 100,000 USD / 75,000 EUR

- per day: 300,000 rubles. / 12,000 USD / 9,000 EUR

Fee for withdrawing cash in excess of the daily limit through the cash desks of the Bank: 0.5% of the amount exceeding the limit

Bonus program "Thank you from Sberbank": no

Aeroflot Visa Signature cards

Sberbank premium debit card for travelers

An award bank card that allows you to accumulate and exchange the accumulated Aeroflot Bonus miles for an award ticket of Aeroflot or SkyTeam airlines.

Terms of use

Bonuses: 2 miles for every 60 rubles spent from the card. / 1 dollar / 1 euro.

Payment system: Visa;

Card account currency: rubles, US dollars, euros;

Card validity period: 3 years;

Contactless payment: yes;

Service cost: 12,000 rubles / 250 US dollars / 250 euros;

Cash withdrawal limit:

- per month: 5 million rubles. / 170,000 US dollars / 125,000 euros;

- per day: 500,000 rubles. / 12,500 US dollars / 10,000 euros;

Bonus program "Thank you from Sberbank": no.

Sberbank charity cards

From each "Give Life" card, Sberbank of Russia transfers a donation to the "Give Life" fund:

- at the expense of your income in the amount of 50% of the fee for the first year of service of the card and 0.3% of the amount of your purchases

- at the expense of available funds on your card account in the amount of 0.3% of the amount of your purchases

"Give life" cards Visa Classic

Sberbank charity debit card

By paying with the Gift of Life card, you help children fight serious cancer. To get it, it is enough to be over 14 years old, as well as to have a permanent or temporary registration on the territory of Russia.

Terms of use

Payment system: Visa;

Card account currency: rubles;

Additional card issuance: yes;

Validity of cards: 3 years;

Contactless payment: no;

Maintenance cost: 1000 rubles per year / 450 rubles for each subsequent year;

Cash withdrawal limit:

- per month: 1,500,000 rubles.

- per day: 150,000 rubles.

Bonus program “Thank you from Sberbank: yes;

Amount of bonuses: 0.5% bonuses from each purchase.

"Give life" cards Visa Gold

Sberbank Gold Charity Debit Card

By paying with the Gift of Life card, you help children fight serious cancer. To get it, it is enough to be over 18 years old, as well as to have a permanent or temporary registration on the territory of Russia.

Terms of use

Payment system: Visa;

Card account currency: rubles;

Card validity period: 3 years;

Contactless payment: no;

Maintenance cost: 4000 rubles per year / 3000 rubles for each subsequent year;

Cash withdrawal limit:

- per month: 3 million rubles.

- per day: 300,000 rubles.

Bonus program "Thank you from Sberbank": yes;

Amount of bonuses: 0.5% bonuses from each purchase.

Debit cards Visa Platinum "Give Life" PayWave

Sberbank Platinum Charity Debit Card

By paying with the Gift of Life card, you help children fight serious illnesses.

You get all the benefits of Sberbank platinum cards, as well as spend money on charity.

Terms of use

Payment system: Visa;

Card account currency: rubles;

Card validity period: 3 years;

Contactless payment: yes;

Service cost: For the first year of service: 15,000 rubles / for each subsequent 10,000 rubles;

Issuance of additional cards: yes;

Setting the overdraft limit: no;

Cash withdrawal limit:

- per month: 5 million rubles.

- per day: 500,000 rubles.

Commission for withdrawing cash in excess of the daily limit through the Bank's cash desks: 0.5% of the amount exceeding the limit;

Bonus program "Thank you from Sberbank": yes;

Amount of bonuses: 0.5% bonuses from each purchase.

Transport Card

Card with the Troika transport application

This debit card of Sberbank is convenient for paying for travel on city public transport using contactless technology. Pay with Apple Pay and Samsung Pay. Receive bonuses for payment by card and exchange them for discounts.

Terms of use

Payment system: Visa;

Card account currency: rubles, US dollars, euros

Card validity: 5 years

Service cost: in the first year - 900 rubles, in the second and subsequent years - 600 rubles.

Issuance of additional cards: yes

Release under payroll agreement: yes

Availability of contactless technology on the card: yes

Cash withdrawal limit:

- per month: 1,500,000 rubles.

- per day: 150,000 rubles.

Bonus program “Thank you from Sberbank: yes.

How to get a Sberbank debit card

• - Contact any Sberbank office.
• - Show your identity document.
• - Sign the required documents.

You can apply online for a card via the Internet. The application will be reviewed within two working days, after which you will be informed of the bank's decision.

The information is not a public offer. Learn more about the types, terms of use, limits and features of Sberbank debit cards on the official website www.sberbank.ru or at the bank's branches.